This online platform is for you to purchase insurance policies based on your own selection and without any financial advice. The information and descriptions on this platform are provided solely for general informational purposes and do not constitute any financial advice. It does not have regard to the specific investment objectives, financial situation and particular needs of any persons.
If you are not sure, you can contact us to understand the product features or seek advice from a financial advisor representative about the suitability of the policy before purchasing it. If you decided not to seek any advice, you would have already considered the suitability of the policy for your financial circumstances and needs.
The coverage amount for certain policies may vary upon policy renewal. Please refer to the policy contract for details.
The purchase of this product has a 14-day free-look period so that you have sufficient time to consider your purchase.
A life policy is not a savings account or deposit and you may not get back the premiums paid (partially or in full) if you terminate or surrender the policy early.
Before purchase, you should use the following resources to consider the different types of Direct Purchase Insurance (DPI) and life policies, and whether this policy you intend to purchase is suitable for your financial circumstances and needs:
<ul>
 <li><a href="https://www.cpf.gov.sg/eSvc/Web/Schemes/InsuranceEstimator/InsuranceEstimator" data-new-window="true" target="_blank" rel="noopener noreferrer">Insurance Estimator</a> to calculate the amount of life insurance coverage you need;</li>
 <li><a href="https://www.moneysense.gov.sg/financial-tools/budget-calculator" data-new-window="true" target="_blank" rel="noopener noreferrer">MoneySense Budget</a> Calculator to check whether you can afford the premium based on your income and expenditure;</li>
 <li><a href="https://www.comparefirst.sg/wap/homeEvent.action" data-new-window="true" target="_blank" rel="noopener noreferrer">CompareFirst</a> to compare the features and premiums of DPI and other types of life policies; and</li>
 <li><a href="https://www.moneysense.gov.sg/articles/2018/10/buying-direct-purchase-insurance" data-new-window="true" target="_blank" rel="noopener noreferrer">MoneySENSE</a> to learn more about DPI.</li>
</ul>
Premium rates are inclusive of GST except for TRIBE-Term Life, non-guaranteed and may be reviewed from time to time.
Exclusions
There are certain conditions whereby the benefits under this policy will not be payable. You can refer to the policy contract for the precise terms, conditions and exclusions of the policy found on this webpage. The policy contract will be issued when your application is accepted.

Includes Term Life and Critical Illness Plan

SAFRA promotions will be auto-applied at the Review page.